Central scheme
ABLE Accounts
ABLE National Resource Center (ABLE Act 2014)
Tax-advantaged savings accounts that let eligible people with disabilities save and pay for qualified disability expenses — including assistive technology — without losing means-tested benefits like SSI or Medicaid.
Visit the official scheme page (opens in a new tab)Who is eligible
People whose disability began before age 26 (expanding to 46 from 2026), typically receiving SSI/SSDI or with a similar certification.
What you get
A tax-free savings/investment account usable for AT and other qualified disability expenses.
How to apply
Open an account through any state’s ABLE program — most accept out-of-state residents.